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Fire Truck Inventory
Updated: 07/23/08
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Firefighting Equipment
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Welcome to Fire Truck Leasing
Need money to finance a
fire truck? Tired of jumping through unnecessary hoops to get funding for
a fire truck? Fire truck leasing and tax-exempt/lease-purchasing your new
fire truck may prove to be your best, least expensive and fastest way to acquire
your new or you new (used) fire truck.
Many volunteer fire
departments need new and reliable replacement apparatus immediately. One
way of achieving this is through volunteer fire department leasing programs.
With our low-interest
loans and tax-exempt leasing programs, we have the lowest rates and easiest
terms of anybody. Our interest rates are generally 1/2 of what others are
charging, our applications processes are easier, and we give you faster
approvals.
Leasing is different
than bond issues, because leases are not considered debt and as in the case of
municipal bonds, they do not require a public vote or special efforts on the
part of your municipal leaders. This is not to say that it is not possible
to use municipal bonds to payoff a lease obligation.
Why Leasing Apparatus and Equipment May Be Your Best Option:
You get the apparatus or equipment you need immediately or within a few days,
after the lease agreement has been signed,
You get to acquire the apparatus or equipment now at a lower price, because with inflation the price will only increase,
You get the apparatus or equipment quickly in an emergency situation and in many
states and municipalities this means doing so, in a state of declared emergency,
without the need to go through a lengthy bid submission or review process,
Lease purchases do not effect debt limitations, as they are not generally
counted as debt, and as we all know, debt to fund balance ratios are necessary
to maintain good bond ratings and in some cases to operate well within what the
law requires,
Tax-Exempt Leases for VFD/EMS and municipal governments
are more affordable at lower interest rates than issuing bonds, even zero coupon
bonds,
Tax exempt leases don't require voter approvals, months to get to the vote, the
cost of adding the item on the ballot, and the political upheavals that
decisions to issue bonds usually causes,
Tax-Exempt leases generally don't require the need for local governments to
raise property or other taxes to meet the obligation,
Tax-Exempt Leases for VFD/EMS and municipal governments
are more affordable at lower interest rates than other forms of loans or leases,
The interest payments are exempt from federal taxation,
Tax-Exempt leases make it possible for local governments
and other nontaxable entities to benefit from tax deductions normally available
only to the private sector,
You keep your cash for other necessary equipment purchases,
The department or municipality is able to claim the depreciation on the
apparatus and/or equipment, may assist in their tax preparations to show that
they are truly non-profit,
The apparatus or equipment is titled in the name of your department or community
and the lease holder just has a simple first lien holder's position,
You completely own the apparatus and/or equipment at the end of the lease.
Tax-exempt Lease FAQ:
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